{"id":72,"date":"2026-10-01T09:00:00","date_gmt":"2026-10-01T09:00:00","guid":{"rendered":"https:\/\/www.keepitsimplesold.ca\/blog\/?p=72"},"modified":"2026-10-01T09:00:00","modified_gmt":"2026-10-01T09:00:00","slug":"canadian-housing-affordability-still-needs-improvement","status":"publish","type":"post","link":"https:\/\/www.keepitsimplesold.ca\/blog\/2026\/10\/01\/canadian-housing-affordability-still-needs-improvement\/","title":{"rendered":"Canadian Housing Affordability Still Needs Improvement"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/anne-marie-richardson\/canadian-home-prices-remotion-videos-5504\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>After 18 years guiding Calgary families through the ups and downs of home buying, I\u2019ve seen firsthand how affordability isn\u2019t just about numbers\u2014it\u2019s about what those numbers mean to real people. Canada\u2019s latest affordability reading\u2014about 41% in Q2 2026\u2014marks the 11th quarter of steady improvement, thanks to lower prices, falling borrowing costs, and rising incomes. That\u2019s encouraging, but owning a home still claims about two-fifths of the average household\u2019s income, which keeps the dream out of reach for many. And remember, these stats use average disposable income\u2014not the median\u2014so the reality for most families can feel tougher than the headlines suggest. According to a bank economist, we\u2019re seeing the effects of earlier rate cuts, a significant 20% drop in prices since 2022, and stronger personal incomes. Going forward, though, with only slow gains in income and limited help from interest rates, it\u2019s likely price adjustments will need to do more of the heavy lifting. For those navigating these changes, experience and local knowledge make all the difference\u2014especially in a market as complex as Calgary\u2019s.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>After 18 years guiding Calgary families through the ups and downs of home buying, I\u2019ve seen firsthand how affordability isn\u2019t just about numbers\u2014it\u2019s about what those numbers mean to real people. Canada\u2019s latest affordability reading\u2014about 41% in Q2 2026\u2014marks the 11th quarter of steady improvement, thanks to lower prices, falling borrowing costs, and rising incomes. [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":73,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-72","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/posts\/72","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/comments?post=72"}],"version-history":[{"count":1,"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/posts\/72\/revisions"}],"predecessor-version":[{"id":74,"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/posts\/72\/revisions\/74"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/media\/73"}],"wp:attachment":[{"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/media?parent=72"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/categories?post=72"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.keepitsimplesold.ca\/blog\/wp-json\/wp\/v2\/tags?post=72"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}